MoonPay review
Last reviewed:
FlixoCrypt rating
Key facts
| Type | ramp (On/Off Ramps) |
|---|---|
| Trading fees | Maker n/a · Taker Card ~3.5%–4.5% (min fee); bank transfer ~1% |
| Withdrawal | Network fees |
| Free to use | Yes |
| KYC required | Yes |
| Regulated | Yes — Registered money-services business in multiple jurisdictions |
| Supported assets | 110+ assets |
| Country availability | US, UK, EU, India, 160+ countries |
| Restricted regions | India (listed as unsupported) |
| Affiliate commission | revenue_share · revenue share on fees (PLACEHOLDER — pending affiliate approval) |
| FlixoCrypt rating | 4 / 5 |
| Best for | Buying crypto directly inside a wallet/app via card or bank |
| Last verified | 2026-06-29 |
Last verified — Fees differ by market, payment method or tier, so there is no single base fee to compare. Fees may have changed, so confirm on the official site. How we verify fees
Overview
MoonPay is a fiat on/off ramp embedded in many wallets and crypto apps, letting users buy and sell crypto with card or bank transfer across 160+ countries. It supports 110+ assets, requires KYC, and is a registered money-services business in multiple jurisdictions. Convenience comes at a cost: card purchases carry fees around 3.5–4.5% plus spread, with bank transfers cheaper.
Availability
MoonPay is available in: US, UK, EU, India, 160+ countries. Restricted or excluded: India (listed as unsupported). Always confirm availability for your country on the official site, as regional support changes. Availability, regulation and tax treatment vary by country. Check your local laws before trading, and confirm current details on the official site. India availability (checked 2026-11-09): Not available to Indian users, or not to new users. See the note below. Listed on MoonPay's unsupported countries page. Source: 1
Pros
- Embedded fiat on/off ramp in many wallets
- Wide country and payment-method coverage
- Fast card purchases
Cons
- Card fees are high (3.5%+)
- KYC required
- Spread on top of headline fee
Who it is for
- Best for: Buying crypto directly inside a wallet/app via card or bank.
- Avoid if: You want the lowest possible purchase fees.
Verdict
A convenient in-wallet on-ramp with broad coverage; card fees are the main downside.
User reviews
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Related
MoonPay FAQ
What is MoonPay? +
MoonPay is a fiat on/off ramp embedded in many wallets and crypto apps, letting users buy and sell crypto with card or bank transfer across 160+ countries. It supports 110+ assets, requires KYC, and is a registered money-services business in multiple jurisdictions. Convenience comes at a cost: card purchases carry fees around 3.5–4.5% plus spread, with bank transfers cheaper.
Is MoonPay safe? +
MoonPay is regulated in one or more jurisdictions. No major breach; embedded in many wallets/apps as the buy widget. As with any platform, use strong security and only hold what you need on it.
Does MoonPay require KYC? +
Yes — identity verification (KYC) is required for most features.
What are MoonPay's fees? +
MoonPay fees: maker n/a, taker Card ~3.5%–4.5% (min fee); bank transfer ~1%; withdrawals: Network fees. Always confirm current fees on the official site, as crypto fees change often.
Is MoonPay available in my country? +
Available in 5+ listed countries/regions. Restricted/excluded: India (listed as unsupported). Availability, regulation and tax treatment vary by country. Check your local laws before trading, and confirm current details on the official site.
What is MoonPay best for? +
Buying crypto directly inside a wallet/app via card or bank.
When should you avoid MoonPay? +
Avoid MoonPay if: You want the lowest possible purchase fees.
What are the main pros and cons of MoonPay? +
Pros: Embedded fiat on/off ramp in many wallets; Wide country and payment-method coverage; Fast card purchases. Cons: Card fees are high (3.5%+); KYC required; Spread on top of headline fee.
Is MoonPay regulated? +
Yes. Registered money-services business in multiple jurisdictions
When was this MoonPay review last verified? +
This review was last verified on 2026-06-29 against the official site.
Published by Binary Tech Stay Solutions
Researched and drafted with AI from official sources, then checked by automated tests. Pages are not individually reviewed by a named human editor.
Last verified:
Sources
- MoonPay — official site — verified
Insights for MoonPay
Facts computed from our catalogue, refreshed daily (2026-11-13). How these are calculated. Informational only, not financial advice.
- Rating position
- #2 of 4 in On/Off Ramps (rated 4/5; category median 4). Higher than 33% of the other listings in the category.
- Alternatives
- 3 other listings in On/Off Ramps. Browse the category.
- Visits and outbound clicks (last 5 days)
- 0 visits to this page and 0 clicks on its Visit links. First-party counts since 2026-11-09; known bots and Do Not Track visitors excluded.
- India availability
- No. 25% of On/Off Ramps listings are available in India.
- KYC and regulation
- KYC required: Yes (100% of the category). Listed as regulated: Yes (75% of the category).
- Reach
- 5 countries named ; 110 assets supported.
- Where it appears
- 0 best-of guides ; 1 head-to-head comparison.
- Freshness
- Review last verified 2026-06-29 (137 days ago). Fee page last fetched 2026-11-12.