MoonPay review
Last reviewed:
FlixoCrypt rating
Key facts
| Type | ramp (On/Off Ramps) |
|---|---|
| Trading fees | Maker n/a · Taker Card ~3.5%–4.5% (min fee); bank transfer ~1% |
| Withdrawal | Network fees |
| Free to use | Yes |
| KYC required | Yes |
| Regulated | Yes — Registered money-services business in multiple jurisdictions |
| Supported assets | 110+ assets |
| Country availability | US, UK, EU, India, 160+ countries |
| Restricted regions | None listed |
| Affiliate commission | revenue_share · revenue share on fees (PLACEHOLDER — pending affiliate approval) |
| FlixoCrypt rating | 4 / 5 |
| Best for | Buying crypto directly inside a wallet/app via card or bank |
| Last verified | 2026-06-29 |
Overview
MoonPay is a fiat on/off ramp embedded in many wallets and crypto apps, letting users buy and sell crypto with card or bank transfer across 160+ countries. It supports 110+ assets, requires KYC, and is a registered money-services business in multiple jurisdictions. Convenience comes at a cost: card purchases carry fees around 3.5–4.5% plus spread, with bank transfers cheaper.
Availability
MoonPay is available in: US, UK, EU, India, 160+ countries. Always confirm availability for your country on the official site, as regional support changes. Availability, regulation and tax treatment vary by country. Check your local laws before trading, and confirm current details on the official site. Regional note — India: Indian residents face 30% tax on crypto gains and 1% TDS on transactions above ₹50,000 per the Finance Act 2022.
Pros
- Embedded fiat on/off ramp in many wallets
- Wide country and payment-method coverage
- Fast card purchases
Cons
- Card fees are high (3.5%+)
- KYC required
- Spread on top of headline fee
Who it is for
- Best for: Buying crypto directly inside a wallet/app via card or bank.
- Avoid if: You want the lowest possible purchase fees.
Verdict
A convenient in-wallet on-ramp with broad coverage; card fees are the main downside.
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MoonPay FAQ
What is MoonPay? +
MoonPay is a fiat on/off ramp embedded in many wallets and crypto apps, letting users buy and sell crypto with card or bank transfer across 160+ countries. It supports 110+ assets, requires KYC, and is a registered money-services business in multiple jurisdictions. Convenience comes at a cost: card purchases carry fees around 3.5–4.5% plus spread, with bank transfers cheaper.
Is MoonPay safe? +
MoonPay is regulated in one or more jurisdictions. No major breach; embedded in many wallets/apps as the buy widget. As with any platform, use strong security and only hold what you need on it.
Does MoonPay require KYC? +
Yes — identity verification (KYC) is required for most features.
What are MoonPay's fees? +
MoonPay fees: maker n/a, taker Card ~3.5%–4.5% (min fee); bank transfer ~1%; withdrawals: Network fees. Always confirm current fees on the official site, as crypto fees change often.
Is MoonPay available in my country? +
Available in 5+ listed countries/regions. Availability, regulation and tax treatment vary by country. Check your local laws before trading, and confirm current details on the official site. Regional note — India: Indian residents face 30% tax on crypto gains and 1% TDS on transactions above ₹50,000 per the Finance Act 2022.
What is MoonPay best for? +
Buying crypto directly inside a wallet/app via card or bank.
When should you avoid MoonPay? +
Avoid MoonPay if: You want the lowest possible purchase fees.
What are the main pros and cons of MoonPay? +
Pros: Embedded fiat on/off ramp in many wallets; Wide country and payment-method coverage; Fast card purchases. Cons: Card fees are high (3.5%+); KYC required; Spread on top of headline fee.
Is MoonPay regulated? +
Yes. Registered money-services business in multiple jurisdictions
When was this MoonPay review last verified? +
This review was last verified on 2026-06-29 against the official site.
Reviewed by Arjun Mehta
Editorial lead overseeing FlixoCrypt's research, sourcing and verification process
Last verified:
Sources
- MoonPay — official site — verified